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Japanese Sentence with English Translation

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If I had money, I would pay what I owe you. As it is, I can't pay.
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Vocabulary list

kin
noun
  1. gold (Au); golden (color); gold (medal, cup)
no adjective, noun
  1. valuable; of highest value
noun
  1. money; gold coin
  2. Friday
  3. metal (fourth of the five elements)
  4. Jin dynasty (China, 1115-1234); Chin dynasty; Jurchen dynasty
noun, noun, used as a suffix
  1. gold general
noun
  1. testicles
suffix, counter
  1. karat; carat
ga
particle
  1. indicates sentence subject (occasionally object)
  2. indicates possessive (esp. in literary expressions)
conjunction
  1. but; however; still; and
  2. regardless of; whether (or not) (after the volitional form of a verb)
aru

Provisional Present Indicative Form

areba
godan verb (irregular), intransitive verb
  1. to be; to exist; to live (usu. of inanimate objects)
  2. to have
  3. to be located
  4. to be equipped with
  5. to happen; to come about
shakkin
noun, suru verb
  1. debt; loan; liabilities; borrowing money
wo
particle
  1. indicates direct object of action
  2. indicates subject of causative expression
  3. indicates an area traversed
  4. indicates time (period) over which action takes place
  5. indicates point of departure or separation of action
  6. indicates object of desire, like, hate, etc.
kaesu
godan verb, transitive verb
  1. to return (something); to restore; to put back (esp. 返す)
  2. to turn over; to turn upside down; to overturn
  3. to pay back; to retaliate; to reciprocate (esp. 返す)
  4. to respond (with); to retort; to reply; to say back
auxiliary verb, godan verb
  1. to do ... back (e.g. speak back, throw back) (after the -masu stem of a verb)
  2. to do again; to do repeatedly (after the -masu stem of a verb)
noda
expression
  1. the expectation is that ...; the reason is that ...; the fact is that ...; the explanation is that ...; it is that ... (の and ん add emphasis)
no
particle
  1. indicates possessive (occasionally ん, orig. written 乃 or 之)
  2. nominalizes verbs and adjectives
  3. substitutes for "ga" in subordinate phrases
  4. (at sentence-end, falling tone) indicates a confident conclusion (often ん)
  5. (at sentence-end) indicates emotional emphasis
  6. (at sentence-end, rising tone) indicates question
da
copula
  1. be; is (plain copula)
auxiliary verb
  1. did; (have) done (た after certain verb forms; indicates past or completed action)
  2. please; do (indicates light imperative)
ga
particle
  1. indicates sentence subject (occasionally object)
  2. indicates possessive (esp. in literary expressions)
conjunction
  1. but; however; still; and
  2. regardless of; whether (or not) (after the volitional form of a verb)
genjou
noun, no adjective
  1. present condition; existing state; status quo; current state
de
particle
  1. at; in (indicates location of action; にて is the formal literary form)
  2. at; when (indicates time of action)
  3. by; with (indicates means of action)
conjunction
  1. and then; so
auxiliary
  1. and; then (indicates continuing action; alternative form of 〜て used for some verb types)
particle
  1. let me tell you; don't you know (at sentence-end; indicates certainty, emphasis, etc.)
ha
particle
  1. topic marker particle (pronounced わ in modern Japanese)
  2. indicates contrast with another option (stated or unstated)
  3. adds emphasis
harau

Potential Plain Present Indicative Negative Form

haraenai
godan verb, transitive verb
  1. to pay (e.g. money, bill)
  2. to brush off; to wipe away; to clear away; to dust off; to cut off (e.g. branches)
  3. to drive away (e.g. one's competitors)
  4. to sell off (something unneeded); to dispose of
  5. to pay (e.g. attention); to show (e.g. respect, concern)
  6. to make (e.g. effort, sacrifice); to expend; to exert
  7. to move out (of one's own place); to vacate
  8. to sweep (e.g. one's legs); to knock aside
  9. to make a sweeping stroke (in Japanese calligraphy)
  10. to reset (an abacus)

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