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Japanese Sentence with English Translation

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Insurance companies everywhere are facing hard times and have become even more tight fisted about payouts.
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Vocabulary list

hokengaisha
noun
  1. insurance company
hoken
noun, no adjective
  1. insurance; guarantee
kaisha
noun
  1. company; corporation
  2. workplace
ha
particle
  1. topic marker particle (pronounced わ in modern Japanese)
  2. indicates contrast with another option (stated or unstated)
  3. adds emphasis
dokomo
conjunction
  1. everywhere; wherever
  2. nowhere (with neg. verb); nothing
doko
pronoun
  1. where; what place
  2. how much (long, far); what extent
mo
particle
  1. too; also; in addition; as well; (not) either (in a negative sentence)
  2. both A and B; A as well as B; neither A nor B (in a negative sentence) (as AもBも)
  3. even; as much as; as many as; as far as; as long as; no less than; no fewer than (used for emphasis or to express absence of doubt regarding a quantity, etc.)
  4. even if; even though; although; in spite of (often as 〜ても, 〜でも, 〜とも, etc.)
adverb
  1. further; more; again; another; the other
keieinan
noun
  1. financial difficulties
keiei
noun, suru verb
  1. management; administration; operation; running (business); conducting
nan
noun, noun, used as a suffix
  1. difficulty; trouble; hardship
  2. accident; disaster; danger
  3. fault; defect
  4. criticism
de
particle
  1. at; in (indicates location of action; にて is the formal literary form)
  2. at; when (indicates time of action)
  3. by; with (indicates means of action)
conjunction
  1. and then; so
auxiliary
  1. and; then (indicates continuing action; alternative form of 〜て used for some verb types)
particle
  1. let me tell you; don't you know (at sentence-end; indicates certainty, emphasis, etc.)
issou
adverb, no adjective
  1. much more; still more; all the more; more than ever
noun, no adjective
  1. single layer (or storey, etc.)
adverb
  1. rather; sooner; preferably
shiharai
noun
  1. payment
ga
particle
  1. indicates sentence subject (occasionally object)
  2. indicates possessive (esp. in literary expressions)
conjunction
  1. but; however; still; and
  2. regardless of; whether (or not) (after the volitional form of a verb)
shibui

Adverbial Form

shibuku
i adjective
  1. astringent; bitter; puckery; rough; harsh; tart
  2. austere; elegant (and unobtrusive); refined; quiet (and simple); sober; sombre; subdued; tasteful (in a quiet way); understated
  3. sour (look); glum; grim; sullen; sulky
  4. stingy; tight-fisted
naru

te-form

natte
godan verb, intransitive verb
  1. to become; to get; to grow; to be; to reach; to attain
  2. to result in; to prove to be
  3. to consist of; to be composed of
  4. to succeed; to be complete
  5. to change into; to be exchanged for
  6. to play a role
  7. to be promoted
godan verb
  1. to do ... (as お+masu-stem+になる, ご+noun+になる, etc.)
Suffix after the te form of a verb
iru
ichidan verb, auxiliary verb
  1. to be ...-ing; to have been ...-ing (after the -te form of a verb; indicates continuing action or state)

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